Some folks we know will be put off to find that we occasionally play the lottery.
Why? Because they believe that gambling is wrong.
But most of those people have health insurance.
So which is worse? Gambling that something bad is going to happen? Or gambling that something good will happen?
At least when I lose my gamble the money goes for a good purpose, helping public schools. When they lose their gamble the money just goes to make rich people richer.